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<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Coverlee</title><link>https://coverleeapp.com/guides/</link><atom:link href="https://coverleeapp.com/rss.xml" rel="self" type="application/rss+xml"/><description>Coverlee is an independent, free coverage checker and plain-language guide site that helps US consumers estimate how much life, home, renters and auto liability insurance they need.</description><language>en-US</language><lastBuildDate>Sun, 18 Oct 2026 12:00:00 GMT</lastBuildDate><item><title>When to Drop Collision Coverage, and How to Choose a Deductible</title><link>https://coverleeapp.com/guides/collision-comprehensive-deductibles/</link><guid isPermaLink="true">https://coverleeapp.com/guides/collision-comprehensive-deductibles/</guid><pubDate>Sat, 17 Oct 2026 00:00:00 GMT</pubDate><description>When to drop collision coverage: compare your car's value with the premium and deductible, understand comprehensive, and pick a deductible you can pay.</description><category>auto</category></item><item><title>Uninsured Motorist Coverage: Do You Need It, and How Much?</title><link>https://coverleeapp.com/guides/uninsured-motorist-coverage/</link><guid isPermaLink="true">https://coverleeapp.com/guides/uninsured-motorist-coverage/</guid><pubDate>Fri, 16 Oct 2026 00:00:00 GMT</pubDate><description>Uninsured and underinsured motorist coverage pays you when the other driver has no insurance or too little. What it covers and how much to buy.</description><category>auto</category></item><item><title>Is State Minimum Car Insurance Enough? Liability Limits Explained</title><link>https://coverleeapp.com/guides/state-minimum-car-insurance/</link><guid isPermaLink="true">https://coverleeapp.com/guides/state-minimum-car-insurance/</guid><pubDate>Thu, 15 Oct 2026 00:00:00 GMT</pubDate><description>Is state minimum car insurance enough? What limits like 25/50/25 mean, the minimum in every state, and how to choose liability that protects you.</description><category>auto</category></item><item><title>How Much Liability Coverage Do I Need? Home, Auto and Umbrella</title><link>https://coverleeapp.com/guides/personal-liability-umbrella-insurance/</link><guid isPermaLink="true">https://coverleeapp.com/guides/personal-liability-umbrella-insurance/</guid><pubDate>Wed, 14 Oct 2026 00:00:00 GMT</pubDate><description>How much personal liability coverage you need on home, renters and auto policies, and when an umbrella policy makes sense. Simple tiers and examples.</description><category>home</category></item><item><title>Do I Need Flood Insurance? What Home and Renters Policies Leave Out</title><link>https://coverleeapp.com/guides/flood-insurance-basics/</link><guid isPermaLink="true">https://coverleeapp.com/guides/flood-insurance-basics/</guid><pubDate>Tue, 13 Oct 2026 00:00:00 GMT</pubDate><description>Do you need flood insurance? Standard home and renters policies usually exclude floods. NFIP limits, the 30-day wait, and how to decide.</description><category>home</category></item><item><title>How Much Dwelling Coverage Do I Need? Rebuild Cost, Not Market Value</title><link>https://coverleeapp.com/guides/how-much-dwelling-coverage/</link><guid isPermaLink="true">https://coverleeapp.com/guides/how-much-dwelling-coverage/</guid><pubDate>Mon, 12 Oct 2026 00:00:00 GMT</pubDate><description>Dwelling coverage should match what it costs to rebuild your home, not its sale price. How to estimate rebuild cost and avoid underinsurance.</description><category>home</category></item><item><title>Replacement Cost vs Actual Cash Value: What a Claim Really Pays</title><link>https://coverleeapp.com/guides/replacement-cost-vs-actual-cash-value/</link><guid isPermaLink="true">https://coverleeapp.com/guides/replacement-cost-vs-actual-cash-value/</guid><pubDate>Sun, 11 Oct 2026 00:00:00 GMT</pubDate><description>Replacement cost vs actual cash value: how depreciation changes what a home or renters claim pays, with worked examples and questions to ask.</description><category>home</category></item><item><title>How Much Renters Insurance Do I Need? A Room-by-Room Guide</title><link>https://coverleeapp.com/guides/renters-insurance-personal-property/</link><guid isPermaLink="true">https://coverleeapp.com/guides/renters-insurance-personal-property/</guid><pubDate>Sat, 10 Oct 2026 00:00:00 GMT</pubDate><description>How much renters insurance you need: add up your belongings room by room, choose replacement cost, and pick liability that protects your savings.</description><category>home</category></item><item><title>Is Life Insurance Through Work Enough? What Group Cover Leaves Out</title><link>https://coverleeapp.com/guides/is-work-life-insurance-enough/</link><guid isPermaLink="true">https://coverleeapp.com/guides/is-work-life-insurance-enough/</guid><pubDate>Fri, 09 Oct 2026 00:00:00 GMT</pubDate><description>Group life insurance through work is a useful start, but it is often modest and can end when you leave. How to check if yours is enough.</description><category>life</category></item><item><title>Life Insurance for a Stay-at-Home Parent: How Much Is Enough?</title><link>https://coverleeapp.com/guides/life-insurance-stay-at-home-parent/</link><guid isPermaLink="true">https://coverleeapp.com/guides/life-insurance-stay-at-home-parent/</guid><pubDate>Thu, 08 Oct 2026 00:00:00 GMT</pubDate><description>A stay-at-home parent earns no paycheck, but replacing their care costs real money. Here is how to put a number on it and size the cover.</description><category>life</category></item><item><title>Term vs Whole Life Insurance: Which One Fits Your Need?</title><link>https://coverleeapp.com/guides/term-vs-whole-life-insurance/</link><guid isPermaLink="true">https://coverleeapp.com/guides/term-vs-whole-life-insurance/</guid><pubDate>Wed, 07 Oct 2026 00:00:00 GMT</pubDate><description>Term vs whole life insurance explained: what each costs, how cash value works, and why the size and length of your need usually decides it.</description><category>life</category></item><item><title>How Much Life Insurance Do I Need? The DIME Method Explained</title><link>https://coverleeapp.com/guides/dime-method-life-insurance/</link><guid isPermaLink="true">https://coverleeapp.com/guides/dime-method-life-insurance/</guid><pubDate>Tue, 06 Oct 2026 00:00:00 GMT</pubDate><description>Use the DIME method to estimate life insurance: add debts, income, mortgage and education, then subtract the cover and savings you already have.</description><category>life</category></item></channel></rss>